Consumer loans secured by real estate up to 4 billion VND ( Sample)

To support individual customers, household businesses, and individuals with capital contributions to enterprises in proactively managing their capital and optimizing financial costs, VRB is launching a secured business loan package with preferential interest rates starting from only 4.99%/year, fixed throughout the loan term.

The program is designed to suit customers directly involved in production and business activities who need additional capital to expand their scale, improve operational efficiency, and increase competitiveness.

Special offers for business customers.
 

• Interest rates starting from just 4.99% per year, with a 0.5% reduction throughout the loan term, help customers confidently plan their long-term finances.
• Maximum approval of 80% of the collateral value, increasing access to capital.
• Credit limits up to VND 20 billion, flexibly meeting investment and business expansion needs.

Capital solutions suitable for clients who directly manage their business operations.
Gói vay hướng tới khách hàng cá nhân, hộ kinh doanh và cá nhân có góp vốn doanh nghiệp, với nguồn vốn được sử dụng linh hoạt cho:
 

• Investing in and expanding production and business operations
• Supplementing working capital with a turnover limit of 6-12 months
• Enhancing financial capacity and business efficiency

VPBank accompanies business customers in achieving sustainable development. With clear credit policies, competitive interest rates, and a team of knowledgeable consultants, VPBank is committed to supporting individual and household businesses throughout the process of accessing and utilizing capital. Interested customers please contact any VPBank branch/transaction office nationwide for detailed advice.