Home loan

Product Details

VRB is always there to support customers in owning their dream home or building and renovating their homes for a comfortable and convenient life.

Benefits

High loan limits up to 100% of the house value, not exceeding 80% of the collateral value.

Long loan terms up to 20 years to meet customer needs.

Flexible and attractive interest rates & simple, convenient loan procedures.

Diverse forms of collateral, including using the property acquired with the loan as collateral.

Conditions

Condition 1

- Vietnamese citizens and foreign citizens

Condition 3

- Possess collateral

Condition 2

- Have sufficient repayment capacity

Other conditions

Application documents

Legal documents

- Valid ID card/Passport of the customer and their spouse. - Certificate of residence OR citizen information in the national population database OR other equivalent documents
- Certified copy of marriage certificate or certificate of single status
- For foreign customers: Valid passport, documents proving the foreigner is permitted to live/work in Vietnam, duration of residence/work in Vietnam

Loan application documents

- Loan plan (according to VRB's template)

- Documents related to the loan purpose such as: contract for transfer of ownership of house, land use rights or documents proving ownership of house, land use rights as prescribed by law

- Documents proving source of repayment such as 3-month income statements/employment contract, lease contract

- Documents proving legal ownership of collateral

- Other documents

Loan application

1. Register for the service

2. Find the nearest branch Best

Contact

Please contact VRB for specific product advice and guidance:

- Hotline (toll-free): 1800 6656

- Email: vrbhotline@vrbank.com.vn