What is the maximum percentage of the vehicle value that VRB can finance?

Vietnamese and foreign businesses and individuals with legal business locations and valid business registration in the field of goods and service supply in Vietnam may register as VRB card acceptance units.

Is early loan repayment allowed?

Vietnamese and foreign businesses and individuals with legal business locations and valid business registration in the field of goods and service supply in Vietnam may register as VRB card acceptance units.

How is the car loan interest rate calculated?

Vietnamese and foreign businesses and individuals with legal business locations and valid business registration in the field of goods and service supply in Vietnam may register as VRB card acceptance units.

Home loan

Activate flexible capital from existing assets. Maximize savings, only pay interest on actual usage.

Product information

Product Details

VRB is always there to support customers in owning their dream home or building and renovating their homes for a comfortable and convenient life.

Benefits

High loan limits up to 100% of the house value, not exceeding 80% of the collateral value.

Long loan terms up to 20 years to meet customer needs.

Flexible and attractive interest rates & simple, convenient loan procedures.

Diverse forms of collateral, including using the property acquired with the loan as collateral.

Conditions

Condition 1

- Vietnamese citizens and foreign citizens

Condition 3

- Possess collateral

Condition 2

- Have sufficient repayment capacity

Other conditions

Application documents

Legal documents

- Valid ID card/Passport of the customer and their spouse. - Certificate of residence OR citizen information in the national population database OR other equivalent documents
- Certified copy of marriage certificate or certificate of single status
- For foreign customers: Valid passport, documents proving the foreigner is permitted to live/work in Vietnam, duration of residence/work in Vietnam

Loan application documents

- Loan plan (according to VRB's template)

- Documents related to the loan purpose such as: contract for transfer of ownership of house, land use rights or documents proving ownership of house, land use rights as prescribed by law

- Documents proving source of repayment such as 3-month income statements/employment contract, lease contract

- Documents proving legal ownership of collateral

- Other documents

Loan application

1. Register for the service

2. Find the nearest branch Best

Contact

Please contact VRB for specific product advice and guidance:

- Hotline (toll-free): 1800 6656

- Email: vrbhotline@vrbank.com.vn

Condition

Customers are Vietnamese citizens or foreign individuals.

They must have the ability to repay the bank loan.

They must be the registered owner of the vehicle for which VRB provides the loan.

Customers must provide loan collateral and purchase insurance in accordance with VRB regulations and other conditions.

Registration documents

Proof of personal informationValid ID card/Citizen ID/Passport of the customer and the customer’s spouse.

Proof of residence informationCertificate of residence information OR citizen information in the national population database OR other equivalent documents

Marital statusCertified copy of marriage certificate or certificate of single status

For foreign customersValid passport and documents proving that the foreigner is permitted to reside/work in Vietnam, including the permitted duration of residence/work in Vietnam

Q&A

Loan Interest Calculation Table

Amount

VND

Amount to borrow0%

VND

Loan term

Month

Interest rate

% / Year

First month payment amount0 VNĐ

Total interest paid:0 VNĐ

Total repayment amount0 VNĐ

Home loan

Product information

Condition

Registration documents

Q&A

Loan Interest Calculation Table

Related products